Hospitals to Join Insurers for Auto Insurance Coverage

The Michigan Health and Hospital Association joined with insurers to revamp auto insurance medical coverage bills.

SB 248 and SB 249 had laid dormant in the House for several months before the unlikely partnership came about. The revised bills included a $400,000 cap on how much coverage the assigned claims system would provide for those injured in traffic crashes with no insurance coverage. These include uninsured motorists, passengers, bicyclists or pedestrians. Additionally, they included a cap of 56 hours per week on relatives who provide attendant care to those injured and put in place a fraud authority.

This legislation does not impose a fee schedule or cap benefits for anyone who purchases insurance and suffers a catastrophic injury in a traffic crash. The Michigan Catastrophic Claims Association remains in place as well.

The package was reported from House committee but no vote took place. It will likely be picked up in the next session. 

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